Top Up Personal Finance

The smart choice to meet your growing needs.

Samba's choice of additional financing is the perfect choice. Samba values and appreciates your credit history and keeps your growing needs in mind. One of Samba's priorities is to provide preferential attention to our most loyal customers, and your request for additional funding puts you at the top of our priorities. At Samba, we see your request for additional financing as a reflection of your success and your ambitions. Refinancing gives you extra liquidity easily, and without surprises.

You are automatically eligible for refinancing when you have paid back 20% of the principal amount, based on your customer credit account with SEMA.

Features and benefits:

  • Samba will maximum finance amount based income.
  • Repayment period of up to 60 months.
  • Approved by Shariah Supervisory Board.
  • Personal Loan (Buyout).
  • Instant approval.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.


  • Repayment should be 20% of the existing finance.

To apply for Personal Finance Top-up:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.