Personal Finance

Samba personal finance is an easy solution the growing needs, such as a new car, home furnishings, marriage, a university education, and other high-value needs that consumers may wish to pay over a period of time.

It’s also a smart and easy solution to set up a business, where raising startup capital and growing it without assistance may be difficult at the initial stages.

With our Shariah-approved Samba Personal Finance solutions, you can get financing that meets the maximum potentials, easily, conveniently, and in record time, with a fixed profit rate for the entire finance period.

We offer a range of Al Khair Personal Finance products for:

Saudi Nationals

Saudi Nationals

Working with Government or Semi-Government sectors

Get finance up to SR 1,500,000

Working with Private Sector Employers

Get finance up to SR 1,500,000

 

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Expatriates

Expatriates

With Assignment of End-of-Service Benefits (EOSB)

Get finance up to SR 750,000

Without Assignment of End-of-Service Benefits (EOSB)

Get finance up to SR 300,000

 

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Newly Arrived Expatriates

Newly Arrived Expatriates

Get finance up to SR 200,000

 
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GOSI & PPA Retirees

GOSI & PPA Retirees

Get finance up to SR 500,000

 
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Personal Finance without Term Cost

Personal Finance without Term Cost

Get finance up to SR 100,000

 
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Personal Financing without profit margin for three months

Personal Financing without profit margin for three months

Try Samba personal finance with no profit rate for 3 months.

Get finance up to SR 500,000

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* Terms and conditions apply. Management fees equivalent to 1% of the financed amount or SR 5,000 whichever is less (VAT of 5% applies to the fees). As an example:

SAUDI - Gov./Semi Gov./Retirees
Loan/Finance Amount Maturity in years APR* Monthly Payment Amount
100,000 5 3.05% 1,779.7

SAUDI – Private
Loan/Finance Amount Maturity in years APR* Monthly Payment Amount
100,000 5 3.53% 1,800

Expat
Loan/Finance Amount Maturity in years APR* Monthly Payment Amount
100,000 5 7.18% 1,958.33

* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and management fee from the above example and subject to credit scoring of each customer.
* Samba Financial Group is subject to the supervision and oversight of Saudi Arabian Monetary Agency.

For more examples please click here