Personal Finance
Samba personal finance is an easy solution the growing needs, such as a new car, home furnishings, marriage, a university education, and other high-value needs that consumers may wish to pay over a period of time.
It’s also a smart and easy solution to set up a business, where raising startup capital and growing it without assistance may be difficult at the initial stages.
With our Shariah-approved Samba Personal Finance solutions, you can get financing that meets the maximum potentials, easily, conveniently, and in record time, with a fixed profit rate for the entire finance period.
We offer a range of Al Khair Personal Finance products for:
Saudi Nationals
Working with Government or Semi-Government sectors
Get finance up to SR 1,500,000
Working with Private Sector Employers
Get finance up to SR 1,500,000
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Expatriates
With Assignment of End-of-Service Benefits (EOSB)
Get finance up to SR 750,000
Without Assignment of End-of-Service Benefits (EOSB)
Get finance up to SR 300,000
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Newly Arrived Expatriates
Get finance up to SR 200,000
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GOSI & PPA Retirees
Get finance up to SR 500,000
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Personal Finance without Term Cost
Get finance up to SR 100,000
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Personal Financing without profit margin for three months
Try Samba personal finance with no profit rate for 3 months.
Get finance up to SR 500,000
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For Saudi Nationals
Working with Government or Semi-Government sectors
Get finance up to SR 1,500,000
Working with Private Sector Employers
Get finance up to SR 750,000
Know more
* Terms and conditions apply. Management fees equivalent to 1% of the financed amount or SR 5,000 whichever is less (VAT of 15% applies to the fees). As an example:
SAUDI - Gov./Semi Gov./Retirees |
Loan/Finance Amount |
Maturity in years |
APR* |
Monthly Payment Amount |
100,000 |
5 |
3.05% |
1,779.7 |
SAUDI – Private |
Loan/Finance Amount |
Maturity in years |
APR* |
Monthly Payment Amount |
100,000 |
5 |
3.53% |
1,800 |
Expat |
Loan/Finance Amount |
Maturity in years |
APR* |
Monthly Payment Amount |
100,000 |
5 |
7.18% |
1,958.33 |
* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and management fee from the above example and subject to credit scoring of each customer.
* Samba Financial Group is subject to the supervision and oversight of Saudi Arabian Monetary Agency.
For more examples please click here