Samba personal finance for expatriates lets you meet high-value needs such as a new car, home furnishings, marriage, university tuition, and any emergencies.

With our Shariah-approved Samba personal finance solutions specially designed for expats, you can get extra funds for any needs - easily, quickly, and at great rates.

  • No guarantor required.
  • Finance amount up to SR 750,000 with Assignment of End-of-Service Benefits.
  • Finance amount up to SR 300,000 without Assignment of End-of-Service Benefits.
  • Repayment period of up to 60 months.
  • Personal Loan (Buyout).
  • Instant approval.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Approved by the Shariah Supervisory Board.
  • Opportunity to top up your Personal Finance for extra cash.
  • Samba Credit Card without annual fees for the entire finance period. Terms and condition apply.

  • Age: 21 years and above - With Assignment of End-of-Service Benefits.
  • Age: 23 years and above - Without Assignment of End-of-Service Benefits.
  • Monthly income: SR5000 and above.
  • Minimum one year in service with employer.

To apply for Personal Finance:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.

Required Documents

  • Completed application form.
  • A clear photocopy of a valid Resident Permit/Iqama.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • Address in home country.

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