Personal Finance without Term Cost

Get personal finance from Samba without term cost meet your needs and requirements of your family such as home furniture or office and others, but you have to transfer your salary to Samba and complete all of the requirements to be funded without term cost for 12-month repayment period.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • Instant approval over the phone.
  • Finance amount up to SR 60,000.
  • Available for Saudi nationals and expatriate with end of benefits service working in government, semi- government or private sectors.
  • Without term cost.
  • Easy 12-month repayment period.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al Khair finance for extra cash.

*Terms & Conditions Apply

  • You should be at least 18 years of age.
  • Your monthly income should be at least SR 5,000.
  • You should be employed for at least one month.

To apply for or learn more about Al-Khair Personal Finance with 0% profit rate from Samba:

Required Documents

  • Application form.
  • A photocopy of a valid ID or Iqama.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • For expat: Home address.

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