Personal Financing without profit margin for three months

Special Offer: Get a Samba Personal Finance without profit margin for three months. Just pay it in full before the third installment is due!

At Samba, we understand that urgent and unplanned needs can come anytime. That’s why we have designed a flexible personal finance package that lets you get extra cash easily for 3 months, with no markup whatsoever. It’s a fast and easy personal finance solution designed to let you meet important and sometimes unexpected needs such as paying for a car, furnishing your home, paying for your child’s education, or even for private medical treatment, God forbid.

  • Finance amount up to SR 1,500,000.
  • Repayment period of up to 3 months. Extendable for 60 months subject to payment of profit margin.
  • Approved by the Shariah Supervisory Board.
  • Personal Loan (Buyout).
  • Instant approval
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Opportunity to top up your Personal Finance for extra cash.
  • Samba Credit Card without annual fees for the entire finance period.
  • Age: 18 years and above.
  • Monthly income: SR2000 and above.
  • Minimum one month in service with employer.

To apply for Personal Finance:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.

Required Documents

  • Completed application form.
  • A clear photocopy of a valid ID.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.


* Terms and Conditions apply.
* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and management fee.
* As an example (assuming a finance amount of SR 60,000, over a term of 12 months), the APR applicable shall be 1.88% inclusive of all management fees.
* If you pay off the loan within three months of disbursement the term cost only will be reimbursed.
* Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less.
* The annual membership fee for the credit card is free every year if the total purchases reach SR 8,000 or more each year.

Already have a Personal Finance?