For Newly Arrived Expatriates

Samba understands how hard it can be for newly-arrived expats to get settled in Saudi Arabia. To welcome you and get you started, Samba offers a special personal finance package specially tailored for the needs of newly arrived expats. If you have been working in the Kingdom for at least one month, you can avail of it immediately.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • No guarantor required.
  • Finance amount up to SR 200,000.
  • Instant approval over the phone.
  • Repayment period of up to 12 months.
  • Fixed profit rate for the entire finance period.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al Khair finance for extra cash.

*Terms & Conditions Apply

  • You should be at least 23 years of age.
  • Your monthly income should be at least SR 5,000.
  • You should be employed for at least one month.

To apply for or learn more about Al-Khair Personal Finance from Samba:

Required Documents

  • Application form.
  • A photocopy of a valid Iqama.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • Home address.

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