Personal Finance for GOSI & PPA Retirees

The journey of a lifetime is wonderful and can be even more beautiful when your most cherished dreams and ambitions are fulfilled. What better time than after retirement when you have all the time and freedom to pursue your dreams? Samba has designed a Shariah-approved personal finance program specially for retirees, letting you access up to SR 500,000 of funding payable over a maximum of 60 months with a fixed profit rate throughout the finance period.

  • Approved by the Shariah Supervisory Board.
  • Finance amount up to SR 500,000.
  • Repayment period of up to 60 months.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Opportunity to top up your Personal Finance for extra cash.
  • Samba Credit Card without annual fees for the entire finance period. Terms and conditions apply.

Government or semi-government sectors:

  • Age: 40 years and above.
  • Monthly income: SR2000 and above.
  • Should be under the GOSI or PPA pension program.

To apply for Personal Finance:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.

Required Documents

  • Fill application form.
  • A clear photocopy of a valid ID.
  • Salary Certificate from the PPA/GOSI.
  • Salary transfer letter from the PPA/GOSI.

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