Personal Finance for Saudi citizens

Samba personal finance is an easy solution for your growing needs, such as a new car, home furnishings, marriage, a university education, and other high-value needs that you may prefer to pay over a period of time.

It’s also a smart and easy solution to set up your own business, where raising startup capital and growing it without assistance may be difficult at the initial stages.

With our Shariah-approved Samba Personal Finance solutions, you can get financing that meets your highest expectations, easily, conveniently, and in record time, with a fixed profit rate for the entire finance period.

  • Finance amount up to SR 1,500,000.
  • Repayment period of up to 60 months.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Approved by the Shariah Supervisory Board.
  • Opportunity to top up your Personal Finance for extra cash.
  • Samba Credit Card without annual fees for the entire finance period. Terms and condition apply.

Government or semi-government sectors:

  • Saudi nationals.
  • Age: 18 years and above.
  • Monthly income: SR2500 and above.
  • Minimum One month in service with employer.

Private sectors:

  • Saudi nationals.
  • Age: 21 years and above.
  • Monthly income: SR5000 and above.
  • Minimum One month in service with employer.

To apply for Personal Finance:

  • Just fill in our online enquiry form and you will be contacted within 3 working days.
  • Call SambaPhone toll-free on 800 124 1010
  • Visit a Samba branch. Click here to find the nearest Samba branch in your city.

Required Documents:

  • Competed application form.
  • A clear photocopy of a valid ID.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.

Already have a Personal Finance?