For Saudi Nationals

Whatever you desire, whatever your growing needs, you can make them come true with Islamic personal finance products designed to make it easier to upgrade your lifestyle and fulfill lifetime goals. Just transfer your salary to us. No guarantor required. No complicated paperwork. And you can get extra cash up to several times your monthly salary, payable in easy monthly installments commensurate with your monthly income.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • Instant approval over the phone.
  • Finance amount up to SR 1,500,000
  • Repayment period of up to 60 months.
  • Fixed profit rate for the entire finance period.
  • Takaful Insurance - In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • No guarantor required.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al-Khair finance for extra cash.

*Terms & Conditions Apply

Saudi Nationals working with government and semi-government employers:

  • You should be at least 18 years of age.
  • Your monthly income should be at least SR 2,500
  • You should be employed for at least one month.

Saudi Nationals working with private sector employers:

  • You should be at least 21 years of age.
  • Your monthly income should be at least SR 5,000
  • You should be employed for at least 4 months.

To apply for or learn more about Al-Khair Personal Finance from Samba:

Required Documents:

  • Application form.
  • A clear photocopy of a valid ID.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.

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