For Expatriates

Need extra cash? Thinking of starting a new venture, sending your child to the best universities or getting a new car? Here’s your chance to make it happen today, personal finance to suit your aspirations fast, easily, at a special annual rate.

What are you waiting for? Apply now to get the personal finance solution that suits your goals today.

*Terms & Conditions Apply

  • Approved by the Shariah Supervisory Board.
  • No guarantor required.
  • Instant approval over the phone.
  • Finance amount up to SR 750,000 for expatriates with assignment of End-of-Service Benefits and SR 300,000 for expatriates without assignment of End-of-Service Benefits.
  • Repayment period of up to 60 months.
  • Fixed profit rate for the entire finance period.
  • Takaful Insurance – In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Samba Credit Card without annual fees for the entire finance period*.
  • Opportunity to top up your Al Khair finance for extra cash.

*Terms & Conditions Apply

Expatriates with Assignment of End-of-Service Benefits (EOSB):

  • You should be at least 21 years of age.
  • Your monthly income should be at least SR 5,000
  • You should be employed for at least one year.

Expatriates without Assignment of End-of-Service Benefits (EOSB):

  • Should be at least 23 years of age.
  • Monthly income should be at least SR 5,000
  • Should be employed for at least one year.

To apply for or learn more about Al-Khair Personal Finance from Samba:

Required Documents

  • Application form.
  • A photocopy of a valid Iqama.
  • Certificate of employment stating job title, joining date, monthly income and allowances, if any.
  • Salary transfer letter from the employer.
  • Home address.

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