Personal Finance

Samba's collection of Shariah compliant Personal Finance solutions enables you to realize your dreams with minimum hassle and paperwork, and maximum convenience and flexibility.

We have a variety of products that are tailor made to fit your varying requirements, be it a new car, home renovation, a family vacation, higher education or any other need!

We offer a range of Al Khair Personal Finance products for:

Saudi Nationals

Saudi Nationals

Working with Government or Semi-Government sectors

Get finance up to SR 1,500,000

Working with Private Sector Employers

Get finance up to SR 750,000

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Expatriates

Expatriates

With Assignment of End-of-Service Benefits (EOSB)

Get finance up to SR 750,000

Without Assignment of End-of-Service Benefits (EOSB)

Get finance up to SR 300,000

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Newly-Arrived Expatriates

Newly-Arrived
Expatriates

Get finance up to SR 200,000

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GOSI & PPA Retirees

GOSI & PPA Retirees

Get finance up to SR 500,000

 
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Zero% Term Cost

Zero% Term Cost

Get finance up to SR 60,000

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To apply for or learn more about Al Khair Personal Finance from Samba:

* Terms and Conditions apply.
* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and    management fee. As an example (assuming an amount of financing SR 60,000, over a term of    maturity of 12 months), the APR applicable shall be 1.88% inclusive of all management fees.
* Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less.
* The annual membership fee for the card is free every year if the total purchases reach SR 8,000 or    more each year.