Home Finance

Avail of simple, convenient and transparent home financing through Bayt Al-Khair from Samba.

Bayt Al-Khair is a Shariah-compliant solution to purchase a ready villa, ready apartment, residential apartment building, home under construction (incomplete), a plot of land or to construct your own home.

We offer finance towards the purchase of the following:

Ready / Under Construction Villa

Ready / Under Construction Villa

Buy a ready or under construction villa of your choice, complete building it and repay over a period of up to 30 years.

Maximum loan amount up to
SR 5 Million

 
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Ready / Under Construction Apartment

Ready / Under Construction Apartment

Buy a ready or under construction apartment of your choice and repay over a period of up to 25 years.

Maximum loan amount up to
SR 3 Million

 
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Residential Apartment building

Residential Apartment building

Get funding to buy your own apartment building.

Maximum loan amount up to
SR 5 Million

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Plot of Land

Plot of Land

Get funding to purchase a plot of land.

Maximum loan amount up to
SR 1.5 Million

 
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Bayt Al-Khair Self-construction Finance

Bayt Al-Khair Self-construction Finance

Get finance to construct the villa of your dreams on a plot of land that you already own.

Maximum loan amount up to
SR 1.5 Million

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To apply for or learn more about Bayt Al-Khair from Samba:

* Terms and Conditions apply.
* Annual percentage rate (APR) varies based on finance amount, installment, term to maturity and management fee. As an example (assuming an amount of financing SR 500,000, installment SR 9,042 and over a term of maturity of 60 months), the APR applicable shall be 3.73% and the flat rate 1.70%, inclusive of all management fees.
* Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less. Appraisal fee SR 1,500