Samba Mobily AlKhair Credit Card

Now shopping with Samba Mobily Credit Card brings you Greater Rewards!

The Samba Mobily Credit Card is the first Islamic co-branded credit card that now earns higher Neqaty points as you shop. Neqaty is Mobily's generous loyalty program, where you can redeem these Neqaty points for free voice, SMS and Mobily Bill Discount and free credits. The points also help you redeem for rewards from renowned Mobily partners across the nation.

To get the most from your Neqaty points you collect, please ensure you have a Mobily Postpaid or a Mobily Prepaid line.

To find out more about the Samba Mobily Credit Card, please call 24 hour SambaPhone toll-free on 800 124 1010

  • Travel Insurance**

    Enjoy a special travel insurance package when you purchase roundtrip air-tickets for your overseas travel with your Samba Platinum/Infinite/ and World Credit Card, including:

    Accidental Death Up to SR 200,000/-
    Emergency Medical Expenses & Hospitalization Abroad Up to SR 100,000/- (Excess SR 250)
    Emergency Medical Evacuation Up to SR 25,000/- (Excess SR 250)
    Personal Liability Up to SR 250,000/-
    Delayed Departure SR 375 per hour (after the first 5 hours) or up to a maximum of SR 3,750
    Delayed Baggage SR 1,000 per hour (after the first 5 hours) or up to a maximum of SR 10,000
    Damage to or Loss of Baggage &/or Personal Effects: Up to SR 2,500 
    - Single Bag limit SR 2,500
    - Single item limit SR 250
    Trip Cancellation Up to SR 18,750/- (Excess 150/-)
    Loss of Passport Up to SR 2,000/-
    Insured Members Up to SR 70,000/- Platinum/Infinite/ and World Credit Card Holders ages between 17 years and 70 years, their spouse and children, given that their travel return tickets are purchased wholly by using the above Credit Cards.
    Scope of cover is 24 hours- worldwide (excluding: Iraq, Afghanistan, Syria, Libya and War countries) whilst on international travel outside Saudi Arabia.
    Type of conveyance By Air – International Flights Only
    Clauses Purchase of return air ticket with Samba Platinum/Infinite or World Credit Card.
    Maximum duration of journey for which cover is applicable is 60 days from the date of departure from KSA.
    100% of the tickets to be purchased with Samba Platinum/ Infinite or World Credit Card.
    Children up to 17 years of age are covered for 10% of the insured person sum insured and up to maximum of SR 20,000/- under accidental death.
    Aggregate limit per occurrence: SR 5,000,000/-.
    Maximum limit of indemnity “principle sum insured” per insured person is irrespective of the number of the credit card held.

    ** Travel insurance is offered by a third-party insurance provider. Terms and conditions including exclusions and qualifications to policy apply. A copy of the travel insurance policy can be made available on request. Claims (if any) against this policy should be directed to the insurance provider for their assessment, eligibility and approval. Samba will not be responsible for any activity or claim in this regard.

    ** Travel insurance, if available with the card, is offered by a third-party insurance provider)Separate Terms and Conditions in respect of including, exclusions and the qualifications to the policy shall apply, with respect to age and type of treatment(.thus, Samba will not be responsible for any activity or claim in this regard. A copy of the travel insurance policy can be made available on request. Claims (if any) against the policy should be directed to the insurance provider for their assessment, eligibility and approval.

    To claim please contact Solidarity Insurance Co.Tel: 920003533

  • Now you can earn 1 Neqaty point for every SR 6 you spend on retail purchases instead of 1 Neqaty point for every SR 10.
  • Use your accumulated Neqaty points to get free talk time or pay your Mobily phone bill or redeem for rewards from Mobily's renowned partners. For more info visit
  • Enjoy free access to airport lounges across the region Click here

  • Flexible Payment Options*

    Your Samba Credit Card gives you the ability to buy now and pay back only 5% of your monthly outstanding balance.

  • Cash withdrawal*

    You can withdraw instant cash within your cash advance limit from any Samba branch or ATM in Saudi Arabia and over most participating ATMs, banks, and financial institutions worldwide.

  • Worldwide recognition

    Your card is now accepted at most establishments worldwide, and that list is constantly growing!

  • Access to Airport Lounges - MasterCard
  • Utility Bill Payment: First in the Kingdom!

    To pay your bills, just login to your Sambaonline account and click on pay SADAD bills or call 24-hour SambaPhone on 800 124 2000.

  • Taqseet: First in the Kingdom!*

    Get a cash advance or make any purchase on your Samba Credit Card and convert it into extended monthly installments. Pay it back in easy installments from 6 to 36 months at your convenience. Just call SambaPhone on 800 124 2000 to convert a purchase worth more than SR500 into Taqseet extended installments or request cash and pay back in easy installments. You can also login to your account on Sambaonline and click Cash Taqseet.

  • 0% Taqseet Program

    You can shop for the latest home appliances, electronic gadgets, furniture and other items at a variety of participating stores and pay back in 6 or 12 monthly installments at zero profit. No documents or down payment required - just pay with your Samba credit card!

    To use this facility, just call Samba Phone on 800 124 2000 two days after you make a purchase at the participating store, and convert your purchase to a 0% Taqseet transaction.

    For more information, Click here

  • Samba Dial-A-Draft: First in the Kingdom!*

    Use your Samba Credit Card to make payments where no other credit cards are accepted such as school fees, home rent and others. Just call SambaPhone on 800 124 2000, and get a draft issued up to your available credit line.

    Charges for Dial-a-Draft issuance:

    Draft for individual beneficiary 3.5% of draft amount or SR75 whichever is higher +SR5
    Draft for corporate beneficiary SR75 +SR5 for amounts up to SR15,000
    SR95 +SR5 for amounts more than SR15,000
    Draft for Al-Khair cards SR75 +SR5 per draft
  • Bonanza program

    Take advantage of our ongoing program which lets you enjoy a non-stop stream of exclusive deals and privileges at the finest outlets in the Kingdom and overseas. To check the latest offers, please click here.

  • Supplementary Cards

    Get up to four supplementary cards for family members over 18 years old for free. You can set the credit limit for each supplementary card, giving you total control. To apply, please call SambaPhone on 800 124 2000 or complete a Credit Card Application Form and fax it to (011) 475 9580.

  • Low Limit Card

    Samba offers a convenient back-up card that works just like your primary card, but comes with a lower limit that you can set yourself. It's ideal for online purchases or for use in unfamiliar places when you are traveling. To apply for your Low Limit Card, just call SambaPhone on 800 124 2000.

  • 24-Hour Lost Card Replacement

    In case your card is lost or stolen, report it immediately by calling 24-hour SambaPhone. You can call 800 124 2000 inside the Kingdom or +966 11 479 7400 if you are outside the Kingdom.. You will not be held liable for any fraudulent purchase made on your card after notifying us.

  • Convenient Payment Methods

    You can pay your credit card dues through any of the following methods:

    • Log-in to SambaOnline
    • Through 24-hour toll-free Sambaphone 800 124 2000
    • At Samba ATMs
    • At Samba branches
    • Via a Direct Debit instruction from your Samba bank account
    • By Mail: Send a cheque along with the top portion of your monthly statement to P.O.Box 17383, Riyadh 11484.

* Applicable Annual Profit/Markup Rate is between 29.84% and 44.14% depending on the card type, based on card limit of SR10,000
** Only for Samba Platinum and Titanium MasterCard

  • Fill in our online application form and our representetive will contact you to complete your doucments.
  • How to apply for a new Credit Card?

    Simply complete an application form and submit it along with the required documents through one of the following channels:

    • At any Samba Branch 
    • By mail to: Samba Consumer Assets Business, P.O. Box 17383, Riyadh 11484
    • Call 24-hour Sambaphone toll-free on 800 124 1010 and our representative will visit you
  • How to apply for Supplementary Cards?

    Just complete the supplementary card section in the application form when applying for your new credit card. In case you did not do this, you can request for supplementary cards through one of the following channels:

    • At any Samba Branch
    • Call 24-hour Sambaphone toll-free on 800 124 2000
  • Required Documents
    • Completed application form
    • For Primary card applicant: Copy of National ID
    • For supplementary card applicants: Copy of National ID or IQAMA
    • Copy of Company/Establishment’s CR (Commercial Register)
    • In case the client is a company: Copy of article of associations & partners resolutions (power of attorney)
    • Additional documents may be requested by the bank where required

* Terms & Conditions Apply.

Note: The above information is subject to change without prior notice.

Samba reserves the right to accept or reject any application at its discretion.

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