AlKhair Credit Card
The Samba Al Khair credit card lets you pay for your purchases and withdraw cash anywhere in the world and pay it back in a Shariah-compliant way. You can even pay for telephone, mobile and electricity bills as well as school fees, house rent, car installment and all your other needs with Dial-A-Draft checks charged to your Al Khair card.
- Travel Insurance**
- Visa Platinum:
Purchase Protection & Extended warranty:
The Insurer will cover an Insured Person purchased entirely through his/her Eligible Card from loss due to Theft and Accidental Damage for 365 days from the date of purchase as stated on the store receipt up to the Cardholders’ per occurrence and Annual Aggregate Limits listed below:
Card Type Per Occurrence Limit Annual Aggregate Limit Visa Platinum USD 2,500 USD 20,000
Exchange Rate: SAR 3.75 = US$ 1
Card Type Per Occurrence Limit Annual Aggregate Limit Platinum USD 5,000 USD 20,000
Exchange Rate: SAR 3.75 = US$ 1International Medical & Travel Assistance:
International Medical & Travel Assistance Service helps you and your immediate family when you are travelling together to a location outside of your principal country of residence for up to 90 days.
- Global ATM Network:
Get cash when you need it. Your Visa Infinite card is accepted at over 1.9 million ATM locations worldwide.
For further assistance, please call one of the below numbers:
Toll-free: 800 0441 3487
International Direct Dialing: +971 4 361 1234
Please refer to the terms and conditions or contact your issuer for the full program terms and conditions and specific coverage levels.
- MasterCard Platinum:
Provides purchase protection so that you can shop with confidant:
- Protection theft or accidental damage up to 90 days from the purchase date.
- Cover for up to SAR 7,500 per Claim and a maximum of SAR 18,800 over a 12 month period.
- Visa Platinum:
- No fee for the first year.
- Also you can enjoy special offers. To view the offers, please Click here.
- Get exciting offers from Samba year round.
- Get MasterCard "Buy 1 get 1" offer, Click here.
- Get Visa Explore offers, Click here.
Apply now and get your Samba Alkhair Credit Card instantly - on the spot - at these branches!
- Flexible Payment Options*
Your Samba Credit Card gives you the ability to buy now and pay back only 5% of your monthly outstanding balance.
- Cash withdrawal*
You can withdraw instant cash within your cash advance limit from any Samba branch or ATM in Saudi Arabia and at most participating ATMs, banks, and financial institutions worldwide.
- Worldwide recognition
Your card is now accepted at most establishments worldwide, and that list is constantly growing!
- Access to Airport Lounges - Visa
Your Samba Visa Platinum Credit Card gives you access to 25+ airport lounges as well as discounts at 200+ airport restaurants.
Click here to learn about participating lounges.
*From February 1 to March 31, 2018, enjoy up to 5 visits to Jeddah airport lounge plus unlimited access to all other lounges in the DragonPass program*
*From April 1, 2018 onward, enjoy up to 6 visits to all lounges covered by the program.
*Your free visit count will be reset on January 31, 2019.
*Any member visits above this entitlement and all guests will be charged US$ 27 per person per visit.
Download the "DragonPass Dine and Travel Companion" app from your device app store for details of participating lounges and airport restaurants.
- Access to Airport Lounges - MasterCard
- Utility Bill Payment: First in the Kingdom!
To pay your bills, just login to your Sambaonline account and click on pay SADAD bills or call SambaPhone on 800 124 2000.
- Taqseet: First in the Kingdom!*
Get a cash advance or make any purchase on your Samba Credit Card and convert it into extended monthly installments. Pay it back in easy installments from 6 to 36 months at your convenience. Just call SambaPhone on 800 124 2000 to convert a purchase worth more than SR500 into Taqseet extended installments or request cash and pay back in easy installments. You can also login to your account on Sambaonline and click Cash Taqseet.
- 0% Taqseet Program
You can shop for the latest home appliances, electronic gadgets, furniture and other items at a variety of participating stores and pay back in 6 or 12 monthly installments at zero profit. No documents or down payment required - just pay with your Samba credit card!
To use this facility, just call SambaPhone on 800 124 2000 two days after you make a purchase at the participating store, and convert your purchase to a 0% Taqseet transaction.
For more information, Click here
- Samba Dial-A-Draft: First in the Kingdom!*
Use your Samba Credit Card to make payments where no other credit cards are accepted such as school fees, home rent and others. Just call SambaPhone on 800 124 2000, and get a draft issued up to your available credit line.
Charges for Dial-a-Draft issuance:
Draft for individual beneficiary 3.5% of draft amount or SR75 whichever is higher +SR5 Draft for corporate beneficiary SR75 +SR5 for amounts up to SR15,000
SR95 +SR5 for amounts more than SR15,000
Draft for Al-Khair cards SR75 +SR5 per draft
- Samba Credit Card Offers
Take advantage of our ongoing program which lets you enjoy a non-stop stream of exclusive deals and privileges at the finest outlets in the Kingdom and overseas. To check the latest offers, please click here.
- Supplementary Cards
Get up to four supplementary cards for family members over 18 years old for free. You can set the credit limit for each supplementary card, giving you total control. To apply, please call SambaPhone on 800 124 2000 or complete a Credit Card Application Form and fax it to (011) 475 9580.
- Low Limit Card
Samba offers a convenient back-up card that works just like your primary card, but comes with a lower limit that you can set yourself. It's ideal for online purchases or for use in unfamiliar places when you are traveling. To apply for your Low Limit Card, just call SambaPhone on 800 124 2000.
- Lost Card Replacement
In case your card is lost or stolen, report it immediately by calling SambaPhone. You can call 800 124 2000 inside the Kingdom or +966 11 4797500 if you are outside the Kingdom. You will not be held liable for any fraudulent purchase made on your card after notifying us.
- Convenient Payment Methods
You can pay your credit card dues through any of the following methods:
- Log-in to SambaOnline.
- Through toll-free SambaPhone 800 124 2000.
- At Samba ATMs.
- At Samba branches.
- Via a Direct Debit instruction from your Samba bank account.
- By Mail: Send a cheque along with the top portion of your monthly statement to P.O.Box 17383, Riyadh 11484.
* Terms and Conditions apply.
* Applicable Annual percentage Rate is between 29.84% and 56.66% depending on the card type, based on card limit of SR10,000.
*Vat of 5% will be applied to the fees.
How to apply?
- Fill in our online application form and our representetive will contact you to complete your doucments.
- How to apply for a new Credit Card?
Simply complete an application form and submit it along with the required documents through one of the following channels:
- At any Samba Branch.
- By mail to: Samba Consumer Assets Business, P.O. Box 17383, Riyadh 11484
- Call SambaPhone toll-free on 800 124 1010 and our representative will visit you.
- How to apply for Supplementary Cards?
Just complete the supplementary card section in the application form when applying for your new credit card. In case you did not do this, you can request for supplementary cards through one of the following channels:
- At any Samba Branch
- Call Sambaphone toll-free on 800 124 2000
- Required Documents
- Completed application form.
- For Primary card applicant: Copy of National ID.
- For supplementary card applicants: Copy of National ID or IQAMA.
- Copy of Company/Establishment’s CR (Commercial Register).
- In case the client is a company: Copy of article of associations & partners resolutions (power of attorney).
- Additional documents may be requested by the bank where required.
* Terms & Conditions Apply.
Note: The above information is subject to change without prior notice.
Samba reserves the right to accept or reject any application at its discretion.
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